Not all accounting firms are the same. Hire us and find out what sets us apart, and why you'll never want to go anywhere else #WeKnowHow

Norma Toal, CPA

Norma is a founding member of TMDL, and has over 35 years in private industry and public accounting. Norma’s career began in the private industry where she served as the Controller for a local small business, and then progressed to larger organizations, including a large U.S. property and casualty insurance company and a start-up IT company. She has spent the last 15 years in public accounting, helping her husband, Thad, grow his local CPA practice. Norma also served as CFO for a local PEO during this time. Norma joined Thad as a partner in the formation of TMDL in 2017. Norma’s career in the private industry brought a wide range of accounting experience that serves all areas of our practice, including: CFO, Consulting, Payroll, HR, Audit, and Tax. She specializes in government contracting and project accounting, and is TMDL’s Sage Intacct Implementation and Accounting Specialist.


B.S. Business Administration, University of Baltimore

Professional Affiliations:

American Institute of Certified Public Accountants (AICPA)
Maryland Association of Certified Public Accountants (MACPA)

Beyond TMDL

When not at work, Norma can usually be found on the golf course. She is a member of the Golf Club at South River, and Hunt Valley Country Club. Norma currently serves as Treasurer of South River’s Ladies Golf Association. She is also an avid sports fan, and long-time season ticket holder of the Baltimore Orioles and Baltimore Ravens.

Norma Toal, CPA